Health Insurance Information

Health Service does not manage the Student Health Insurance Plan.  For questions about the St. Olaf College Student Health plan, please see the Student Accounts website.  

St Olaf Health Service does not bill insurance.  Costs for immunizations, medications, tests, and treatment in Health Service are out of pocket.

Anticipating costs for health care

  It is the student’s responsibility to check with insurance to make sure services on and off campus will be covered by insurance.  Health care can be expensive, depending on the number and types of services you require or request.  Even with insurance, policy holders are required to pay a certain amount each year (deductible) before the insurance company begins to share the cost.  The following steps will help you anticipate out of pocket costs before the service is rendered or the bill arrives:  If it’s not an emergency, call the number on the back of your insurance card to find out what services your plan will / will not help pay for and what deductibles and co pays you would be responsible for paying.  Consider talking with a parent or guardian about the services being recommended.  You can also call the provider/clinic to ask for an estimate of what those services might cost.  Health Service does not manage the Student Health Insurance Plan.