{"id":121,"date":"2012-12-20T19:19:10","date_gmt":"2012-12-20T19:19:10","guid":{"rendered":"https:\/\/wp.stolaf.edu\/hr\/benefits\/human-resources-summary-plan-descriptionsplan-documents\/"},"modified":"2026-04-21T15:45:16","modified_gmt":"2026-04-21T20:45:16","slug":"human-resources-summary-plan-descriptionsplan-documents","status":"publish","type":"page","link":"https:\/\/wp.stolaf.edu\/hr\/human-resources-summary-plan-descriptionsplan-documents\/","title":{"rendered":"Summary Plan Descriptions\/Plan Documents"},"content":{"rendered":"<div data-modular-content-collection><p><!-- begin-migrated-from-panel-builder --><\/p>\n\n\t\t\t<div\n\t\t\tclass=\"is-style-default site-section site-panel__accordion panel panel-accordion site-section__bg--white\"\n\t\t\tdata-depth=\"\"\n\t\t\tdata-js-panel=\"accordion\"\n\t\t>\n\t\n\t\t\t<div class=\"is-style-default site-section__inner l-wrapper site-section__bg--white\">\n\t\n\t\n\t\t\n\t\n\t\n\t<div class=\"is-style-default site-grid site-grid__wrapper\">\n\n\t\t<div class=\"is-style-default site-grid__col\">\n\t\t\t\n<figure class=\"is-style-default c-caption\">\n\n\t<figure  class=\"is-style-default c-caption__img\"><img decoding=\"async\" class=\"is-style-default \" alt=\"Screen Shot 2020-07-22 at 1.00.34 PM\" src=\"https:\/\/wp.stolaf.edu\/hr\/files\/2020\/07\/Screen-Shot-2020-07-22-at-1.00.34-PM-600x289.png\" loading=\"lazy\" \/><\/figure>\n\n\t\t\t<figcaption class=\"is-style-default t-content\" data-name=\"content\" data-index=\"0\" data-autop=\"true\" data-livetext>\n\t\t\t<h5><\/h5>\n<p><a class=\"is-style-default btn btn--lg btn--gold\" href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2026\/04\/S34092_260101_Wrap-Plan-SPD.pdf\" target=\"_blank\" rel=\"noopener\">Comprehensive Health and Welfare BeNefits Plan Summary Plan Description<\/a><\/p>\n\n\t\t<\/figcaption>\n\t\n<\/figure>\n\n\t\t<\/div>\n\t\t<div class=\"is-style-default site-grid__col\">\n\t\t\t<div class=\"is-style-default accordion site-panel__accordion-items\" data-depth=\"0\" data-name=\"accordions\" data-livetext role=\"tablist\" aria-multiselectable=\"true\" data-js=\"accordion\">\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-0\" aria-controls=\"accordion-69eb7834f0337-content-0\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"0\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tAmeriHealth &#8211; Health Insurance\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-0\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-0\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"0\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2026\/02\/Core_FINAL.pdf\">Gold Core<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2026\/02\/Silver_FINAL.pdf\">Silver HDHP<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2026\/02\/Bronze_FINAL.pdf\">Bronze HDHP<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-1\" aria-controls=\"accordion-69eb7834f0337-content-1\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"1\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tDelta Dental &#8211; Dental Insurance\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-1\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-1\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"1\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2015\/03\/1155_2013-1.pdf\">Summary Plan Description<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-2\" aria-controls=\"accordion-69eb7834f0337-content-2\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"2\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tHealth Equity &#8211; HSA, FSA, and Dependent Care Reimbursement FSA\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-2\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-2\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"2\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li>Coming Soon!<\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-3\" aria-controls=\"accordion-69eb7834f0337-content-3\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"3\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tTIAA &#8211; 403(b) Retirement Plan\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-3\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-3\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"3\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a style=\"text-align: -webkit-center;\" href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2012\/12\/403b-Retirement-Plan-SPD.pdf\">Summary Plan Description<\/a><\/li>\n<li class=\"is-style-default body\" style=\"text-align: left;\"><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2017\/09\/Adoption-Agreement.pdf\">2015 Adoption Agreement<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2017\/09\/403b-Plan-Document.pdf\">Plan Document<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2021\/03\/Summary-of-Material-Modifications-for-403b-Retirement-Plan.pdf\">Summary of Material Modifications &#8211; November 2020<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2021\/05\/403b-Amendment-smm-5-21-21.pdf\">Summary of Material Modifications &#8211; May 2021<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-4\" aria-controls=\"accordion-69eb7834f0337-content-4\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"4\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tEmeriti &#8211; VEBA\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-4\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-4\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"4\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/05\/Emeriti-Plan-Administrative-Manual.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Plan Administrative Manual<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2026\/04\/Emeriti-Summary-Plan-Description-St.-Olaf-College-FINAL.pdf\">Summary Plan Description<\/a><\/li>\n<li><a style=\"text-align: center;\" href=\"https:\/\/www.healthpartners.com\/content\/dam\/plan\/b2c\/custom-group-sites\/st-olaf-emeriti-2026-sb-rnc.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Health Partners Summary of Benefits<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/05\/Emeriti-Mobile-App.pdf\">Emeriti Mobile App<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-5\" aria-controls=\"accordion-69eb7834f0337-content-5\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"5\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tNew York Life &#8211; Basic Term Life, Voluntary Term Life, 24 Hour Accidental Death &amp; Dismemberment, Paid Leave, Short-Term Disability, and Long-Term Disability Insurance\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-5\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-5\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"5\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2017\/12\/Group-Life-Certificate-Employee.pdf\">Group Life Certificate &#8211; Employee<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2018\/03\/CIGNA-Group-Life-SPD-Grandfathered.pdf\">Group Life Certificate &#8211; Grandfathered Plan<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2017\/12\/Group-Life-Certificate-Voluntary-Employee.pdf\">Group Life Certificate &#8211; Voluntary Employee<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2017\/12\/Cigna-ADD-Certificate.pdf\">Accidental Death and Dismemberment Certificate<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/12\/PFML-Plan-Document.pdf\">Paid Family and Medical Leave Plan Document<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/12\/STD-Plan-Document.pdf\">Short-Term Disability Plan Document<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/12\/NYL-2026-LTD-Plan-Document.pdf\">Long-Term Disability Summary Plan Description<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/12\/NYL-LTD-Amendment.pdf\">Long-Term Disability Amendment<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2021\/03\/Cigna-Plan-Amendment-1.pdf\">Plan Amendment 1<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2021\/03\/Cigna-Plan-Amendment-2.pdf\">Plan Amendment 2<\/a><\/li>\n<li><a href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2021\/03\/Cigna-Plan-Amendment-3.pdf\">Plan Amendment 3<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t\n            <article  class=\"is-style-default accordion__row site-panel__accordion-item \" role=\"tab\" aria-selected=\"false\" id=\"accordion-69eb7834f0337-header-6\" aria-controls=\"accordion-69eb7834f0337-content-6\">\n        \t\t<button\n\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\tclass=\"is-style-default accordion__header site-panel__accordion-title clearfix\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"6\"\n\t\t\t\t\tdata-name=\"title\"\n\t\t\t\t\tdata-livetext\n        \t\t>\n\t\t\t\t\t                    <span class=\"is-style-default accordion__header-inner\">\n\t\t\t\t\t\tLegal Notices\t\t\t\t\t<\/span>\n                <\/button>\n                <div\n\t\t\t\t\taria-labelledby=\"accordion-69eb7834f0337-header-6\"\n\t\t\t\t\t class=\"is-style-default accordion__content site-panel__accordion-content context-content t-content \"\t\t\t\t\tid=\"accordion-69eb7834f0337-content-6\"\n\t\t\t\t\trole=\"tabpanel\"\n\t\t\t\t\tdata-depth=\"0\"\n\t\t\t\t\tdata-index=\"6\"\n\t\t\t\t\tdata-autop=\"true\"\n\t\t\t\t\tdata-name=\"accordion_content\"\n\t\t\t\t\tdata-livetext\n\t\t\t\t\t\n                >\n\t\t\t\t\t                    <div class=\"is-style-default accordion__content-inner context-content\">\n\t\t\t\t\t\t<ul>\n<li><a style=\"background-color: #ffffff;\" href=\"https:\/\/wp.stolaf.edu\/hr\/files\/2025\/10\/St.-Olaf-College-Benefit-Guide-2026-Legal-Notices.pdf\">2026 Legal Notices<\/a><\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/article>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\t\n\t\t\t<\/div>\n\t\n\n\n<p><!-- end-migrated-from-panel-builder --><\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Array<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-121","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/pages\/121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/comments?post=121"}],"version-history":[{"count":53,"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/pages\/121\/revisions"}],"predecessor-version":[{"id":22402,"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/pages\/121\/revisions\/22402"}],"wp:attachment":[{"href":"https:\/\/wp.stolaf.edu\/hr\/wp-json\/wp\/v2\/media?parent=121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}