Continuation of Benefits after Termination (COBRA)

[Faculty Handbook Category #1]

Under most circumstances, employees who leave the employment of the college will be given the opportunity to continue some of their benefits at their own cost, pursuant to state and federal benefit continuation laws.

Benefit Extension
Health/Dental Insurance 18 months

  • for termination (except gross misconduct) or reduction in hours which causes employee to be ineligible

24 months

  • if absent from the college for military leave that qualified under the Uniformed Services Employment and Reemployment Rights Act (“USERRA”)

29 months

  • if disabled

36 months

  • for the separated or divorced spouse and/or children
  • for the surviving spouse and/or children of deceased employee
  • for covered child who becomes ineligible due to age
Life Insurance(Employee Only) 18 months

  • for termination (except gross misconduct) or reduction in hours which causes employee to be ineligible
Medical Reimbursement 18 months

  • for termination of employment (except gross misconduct)

29 months

  • if disabled
Employee Assistance Program 18 months

  • for termination of employment

 

There are some situations where the period of extended coverage under Minnesota State Law may be longer than under the COBRA provisions. Questions should be directed to the Human Resources Office.