Long-Term Disability Insurance

[Faculty Handbook Category #4]

Faculty with an FTE of 0.50 or more will be provided with long-term disability insurance effective on the first of the month concurrent with or following the date of employment.  To receive coverage, employees must complete the Life/Disability Enrollment Form.

Disability benefits include 60% of pay up to the maximum allowed under the summary plan description and reduced contributions to retirement.  Disability benefits payments begin after a six-month waiting period (assuming the medical criteria are satisfied).  No benefits will be paid for the first 12 months for a disability due to a pre-existing condition.  See summary plan for details.