Health Insurance Policy
St. Olaf requires that all students enrolled at the College have adequate health insurance coverage. This requirement is in place for the protection of our students.
Domestic Students
As of the 2024-2025 academic year, St. Olaf is no longer offering a school sponsored domestic insurance plan. This decision was made while considering the needs of students, families, and staff. Students must have insurance that covers emergency care in Minnesota, but are not required to have coverage based in Minnesota, and families with outside insurance no longer need to submit a waiver providing proof of coverage.
International Students
St. Olaf will continue to require our international students to participate in the international student plan through LewerMark.
Understanding Healthcare
Learning how to navigate health care in the U.S. is not only a daunting task for many St. Olaf students, health literacy is a national concern for many people of all ages.
In response, the Understanding Health Care page was made by St. Olaf students in order to provide students with the tools and support to help them tools to navigate health care with more confidence. By guiding our research based on student data along with staff and student interviews, this webpage covers a wide array of health care issues that students identify struggling with.
Campus Health Services
St. Olaf Health Services is located in New Hall on the east side entrance. Visit the Health Services website for detailed information on what services are offered.
As of the 2024-2025 academic year, St. Olaf will no longer be offering a school-sponsored health insurance plan for domestic students. This decision was made while considering the needs of students, families, and staff.
While this means families with outside insurance no longer need to submit a waiver providing proof of coverage, St. Olaf still requires that all students enrolled at the college have adequate health insurance coverage. In other words, students must have insurance that covers emergency care in Minnesota but are not required to have coverage based in Minnesota.
Coverage will continue for all students currently on the UnitedHealthcare (UHC) plan through St. Olaf will until August 14, 2024, after which time they should be covered under an alternate plan.
We understand that this transition may be challenging for some, so we have provided some information below on health insurance alternatives. We are also happy to provide a letter of termination to enroll in a new health insurance plan if needed.
Healthcare Options
Options for alternative health insurance coverage include:
- Enrolling in a parent’s plan
- Enrolling in Minnesota’s public insurance program (MNsure)
- Most students are eligible to apply
- Enrolling in public insurance through your home state
- BadgerCare, Medi-Cal, Health Colorado, etc.
- Obtaining insurance through a private company
MNsure
MNsure is Minnesota’s health insurance marketplace where individuals and families can shop, compare, and choose health insurance coverage that meets their needs. Students from out-of-state are able to apply for MNsure because they reside in Minnesota during their time at St. Olaf. Learn more by downloading the St. Olaf MNsure presentation.
If you need help applying for MNsure, reach out to a health insurance navigator. Navigators are trained professionals who can assist you with the enrollment process and answer any questions you may have.
2023-2024 Plan & Claim Information
To access your health insurance ID card, follow this link to the UHC website and type “St. Olaf” into the search bar. This will bring you to our student health insurance webpage. From there, select “ID Card” from the menu bar at the top and the site will prompt you to log in. If you haven’t already registered for an account, you will need to do so.
For questions about claim status or benefits of the St. Olaf College Injury and Sickness plan, please contact UnitedHealthcare Student Resources at 800-505-4160 or customerservice@uhcsr.com
For all other questions please contact Student Accounts at 507-786-3296 or tuition@stolaf.edu.
It is St. Olaf policy that ALL students maintain adequate health insurance. This requirement is in place for the protection of the students.
The international student insurance policy is offered through LewerMark. Please visit LewerMark’s designated St. Olaf website for details. The premium (which includes a grant to offset the cost of the premium) for the 2025-2026 academic year is $1,000 and will be billed in two installments – one installment in the fall, and one in the spring.
2025-2026 Enrollment Information
International students will be automatically enrolled in LewerMark’s plan. There is not an option to waive coverage.
Coverage begins August 15, 2025 and ends August 14, 2026.
SUMMARY OF BENEFITS Plan brochure
2024-2025 Enrollment Information
International students will be automatically enrolled in LewerMark’s plan. There is not an option to waive coverage.
Coverage begins August 15, 2024 and ends August 14, 2025.