Health Insurance is a way to protect yourself against large medical costs due to illness or accidents. In the United States, there is no single-payer healthcare system, so Americans rely on a combination of public and private health insurers for coverage. The majority of people in the US are covered under plans provided by employers, or under public programs such as Medicaid.
In the United States, people who are under 26 years of age can stay on their parents’ insurance policies. This means that the majority of domestic students can remain on their parent’s health insurance plans throughout college.