21st Century Retirement: Prepare Differently for New Risks
The new realities of the 21st century require us all to think and prepare differently for what could be a 30-year retirement. This session details the “new” risks to retirement income and outlines critical strategies that help ensure you won’t outlive your assets.
529 Plans: Consider Saving for Education
Saving for higher education is an important part of financial planning. Whether it’s for yourself, your children, or your grandchildren, a 529 college savings plan is designed to help you save for education utilizing a tax-free investment growth vehicle.
Estate Planning, Powers of Attorney, and Advance Directives
This session will define what is involved in a good estate plan and the potential consequences of a poor one. It will also assist you in identifying the various legal documents covered in an estate plan including Powers of Attorney, Advance Directives, and more!
Financial Planning: Setting Financial and Life Goals
Financial planning is a life-long process to attain your financial and life goals. This session will provide steps for setting goals based upon an analysis of your current financial situation, establishing a financial plan to achieve your goals, identifying an investment strategy to support your plan, and how to monitor and adjust your investments over time.
Generation X Retirement Reset: Correcting Recession Impacts to Get Back on Track
For those born between 1964 and 1980, known as GenX, the proven path of saving and investing took a hit during the recession. The good news is time is still on your side. This session introduces practical steps to pursuing a mid-course correction to get back on track. Specific steps to address earnings, savings, spending, retirement, and housing are highlighted during the presentation.
Halfway There: A Retirement Checkup
You’ve made it halfway (give or take), but are you on track? This session will provide you with a mid-career financial checkup, allow you to evaluate your current savings, and formulate a plan to help reach your savings goals. Participants will also receive help in identifying priorities competing with their retirement savings and how to manage them.
Long-Term Care Insurance: What Options are Right for Me?
This voluntary benefit may be right for you to protect your savings, independence, dignity, personal choice, and freedom in retirement. The potential impact of costly extended care expenses, which are not covered by Medicare or traditional health and disability insurances, can place at risk many of the things you hold dear. Learn more about the various Long-Term Care Insurance options and which ones may be right for you.
Online Tools: Connect to Financial Clarity
Take a virtual tour of the TIAA St. Olaf microsite and view a demo of the online tools to help you create, maintain, and plan your financial future utilizing such resources as the Retirement Advisor and Retirement Income Planner.
She’s Got It: A Woman’s Guide to Saving & Investing
This collaborative workshop will provide the women of St. Olaf and Carelton with an opportunity to discuss investing and saving strategies. Simple secrets to saving more will be shared, along with core concepts that guide all investing. TIAA will help you build a plan, take action, and guide you through ways to help take on life’s challenges without damaging future financial well-being.
Tomorrow in Focus: Saving for Your Ideal Retirement
“Retirement seems so far away — I don’t need to think about saving yet.” If you’ve ever had that thought, plan to attend this session. You will learn the real benefit of time in regards to saving and the essential features of retirement investments. You will walk away from this session with a clearer understanding of retirement saving and increased confidence in your retirement plan.
Understand Your Credit Score and Avoid Identity Theft
Have you checked your credit score lately? During this session you will learn how your credit score is calculated, what is considered a good credit score, how to improve it, and where to obtain free access to your credit report. To keep your credit looking good, you will also learn tips for avoiding identity theft such as lowering your profile and understanding what the ‘bad guys’ do to steal your identity. Lastly, this session will direct you in what to do if you become a victim of identity theft.