Domestic Health Insurance


St. Olaf requires that all students enrolled at the College have health insurance coverage. If you are not covered under a comparable health insurance policy, you will be required to participate in the student insurance plan which is offered through EIIA in collaboration with First Student and United Health Care Student Resources.

All students must complete the online student health insurance form EACH YEAR, whether enrolling or waiving.  The deadline to waive the student health insurance for the fall semester is 11:59 pm Wednesday, September 23, 20.  The deadline for spring semester is 11:59 pm Wednesday, February 19, 2021.

If the form has not been completed prior to that time, the student will be automatically enrolled in the St. Olaf insurance policy and the $2,284 premium will be non-refundable. The waiver needs to only be submitted once per academic year. We encourage you to review your current health insurance policy with your parents to ensure that it sufficiently covers you while pursuing your academic interests at St. Olaf.

Enrollment Instructions:  **Enrollment site will become available in by July**

You have the option to enroll yourself in the plan if you need to receive your health insurance card before the end of the enrollment period.  This will confirm to the insurance company that you are not planning on waiving the insurance.

  1. Visit the First Student website.
  2. Click on the Enroll Now button
  3. Enter in the required information
  4. Submit

Waiver Instructions:

You can follow the instructions below if you covered under an alternative and would like to waive the student insurance policy. Please note that it may take more than a week for the charge on your student account to be reversed.  You will receive a confirmation from the EIIA that your waiver was submitted, but it may take a week for the insurance company to determine if it’s a valid policy.  The insurance company will reach out to you to correct any issues with your waiver.

  1. Visit the First Student website.
  2. Click on the Waive button
  3. Enter in the required information and a valid alternative health insurance policy.
  4. Submit
  5. You will receive an email to confirm your submission. Keep this email until you see the charge removed from your student bill.

For questions about waivers, enrollment, and eligibility about the St. Olaf College Student Injury and Sickness Plan, please contact: First Student on their website or by calling 800-505-4160.

For services received on campus at the St. Olaf Health Services Center, please obtain a claim form at the time the services are provided for reimbursement.

For services received off-campus, simply bring your insurance card with you and the provider will file the claim to United Healthcare Student Resources for you.

For questions about claim status or benefits of the St. Olaf College Injury and Sickness plan, please contact:

United Healthcare Student Resources  800-505-4160

To review the plan’s Certificate, Flyer and SBC (Summary of Benefits), please see the website. 

For all other questions please contact Student Accounts at or 507-786-3296.

Need another option? Check on MNsure

MNsure is Minnesota’s health insurance marketplace where individuals and families can shop, compare and choose health insurance coverage that meets their needs. If you qualify, insurance through MNsure meets St. Olaf’s requirements. Learn more by downloading the St. Olaf MNsure presentation.